The cash machine swallowed my bank card today.
I have a lot of sympathy with fellow debt-types.
I mean, essentially the reason behind debt is weakness, and I make no excuses whatsoever for my financial history, it is entirely my fault. But I still feel sorry for people in debt.
I had a hunch that there was something amiss, because the chip and pin machine in the chemists played up when I tried to pay for my sackful of eczema creams and special shower gels. So after the chemist I hightailed it to the bank to try and get some cash out. I typed in my pin, hit 'Cash', chose '£50' and then the machine ATE my bank card.
I started to get that sick, sweaty feeling I always associate with money problems. But rather than run away and hide in bed (which is what I usually do), I walked into the bank, went up to cashier and said 'THEMACHINEATEMYCARDANDICAN'TGETITBACK', to be fair, she didn't stare too much at my wild-eyed, looney face.
It transpired that I had gone past my overdraft limit that one time too many, and that meant that they were withholding my card until 'my account is in order'. I immediately transferred funds from my ISA into my current account to bring it back down below the limit. But then I had the shame of calling up Telephone Banking and ordering a new bank card.
"I can only offer you a Solo card today, Miss O'Donnell, I think you know why."
Great. So now I'm back to using a cash card that I grew out of when I was 18. And the sad thing is, I am actually a bit relieved. This recent setback had infantalised me and forced me to organise my cash differently. And, let's face it, a Solo card is the monetary equivalent of a straight-jacket.